Discretionary Portfolio Management · Est. 1978
Managing what took a lifetime to build.
A discretionary manager for 1,140 families. No products of our own, no commission from anybody, and a minimum relationship of £500,000 — because below that we cannot do this properly.
£3.8bn
Assets under management
1,140
Client families
19 yrs
Average client relationship
Balanced mandate · net of all fees
Ten years, including the two nobody enjoyed.
Illustrative figures for a demonstration website. The value of investments can fall as well as rise. Past performance is not a guide to future returns.
Mandates
Four mandates. Choose one and see exactly where the money goes.
Every allocation is rendered by our server when you select it, including the chart. Nothing is behind a login.
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What a relationship covers
Discretionary management
We manage the portfolio day to day against an agreed mandate, so you are not asked to approve every trade. Most clients choose this.
Advisory management
We recommend, you decide. Slower and more involved, and right for people who enjoy the subject.
Retirement & drawdown
Turning a pot into an income that survives a thirty-year retirement and two bad markets along the way.
Intergenerational planning
Trusts, gifting and the conversations families avoid until the worst possible moment.
Tax-aware investing
ISA and pension allowances used properly, CGT harvested deliberately, and offshore bonds only where they genuinely help.
Consolidation
Bringing eleven legacy pensions and a shoebox of statements into one place you can actually read.
Charges
One percentage. No commission from anybody.
We are paid by you and only by you. We hold no products of our own and receive nothing from fund managers — a low bar that a surprising number of firms still do not clear.
The first meeting is a conversation, not a pitch.
Ninety minutes on what you have, what it is for, and who else depends on it. You will not be shown a single fund factsheet, and nobody will ask you to sign anything.