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Meridian & Co.

Client base · 410 companies

Four hundred and ten companies. Five sectors.

We deliberately do not act for everybody. Depth in a handful of sectors means we already know where your margin leaks before you show us a single ledger, and it means the partner sitting opposite you has seen your problem forty times rather than once.

It also means we occasionally turn work away. If you are a business we have no experience of, we will say so and recommend a firm that does — which costs us a fee and saves you two years.

Client base by sector

37%
21%
18%
14%
10%

Professional services

Agencies, consultancies and practices billing on time and materials.

37%

E-commerce & retail

Multi-channel sellers with inventory, VAT and marketplace complexity.

21%

Construction & trades

CIS, subcontractors, retentions and long project cycles.

18%

Technology & SaaS

Recurring revenue, deferred income and R&D claims.

14%

Hospitality

Tips, seasonal staffing and thin, fast-moving margins.

10%

The same four problems, in a different order each time.

One

Pricing set three years ago

Costs moved and the rate card did not. It is the single most common reason a growing business feels busier and poorer at the same time.

Two

Unbilled work in progress

Delivered in March, invoiced in June, paid in August. The profit is real; the cash is imaginary until somebody chases it.

Three

R&D claims never made

Companies assume they do not qualify because nobody in the building wears a lab coat. We recovered £310,000 on this in 2025 alone.

Four

Directors paid inefficiently

Not too little — inefficiently. The split between salary, dividend and pension is usually worth four figures a year, sometimes five.

Case note · construction · £6.4m turnover

Profitable on paper and permanently short of cash.

A groundworks contractor came to us with retentions of £480,000 sitting unrecorded, CIS deductions being claimed a quarter late, and no cash forecast beyond the end of the month.

We rebuilt the chart of accounts around contracts rather than nominal codes, put a thirteen-week rolling forecast in place, and recovered two years of over-deducted CIS.

Twelve months on

CIS recovered
£71,400
Retentions now tracked
£480,000
Days of cash visibility
91
Overdraft use
Nil

Recognise any of that?

The first conversation is ninety minutes, costs nothing, and ends with a written list of what we would change — whether or not you appoint us.

Talk to us